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Housing Insurance

Housing insurance protects you financially against unfavorable events that may occur in your home.

The coverage is determined by the guarantees in your policy.

You can contact VakıfBank Branches for Housing Indurance.

Frequently Asked Questions

Yes, you can. Even if you are a tenant, you can secure the belongings in your home with the assurance of VakıfBank.

  • Fire, lightning, explosion,
  • Earthquakes and volcanic eruptions and tsunamis, GLCLHLHKNH (Strikes, Lockouts, Riots, Public Movements, Malicious Acts), terrorism,
  • Internal water,
  • Mist,
  • Landslide, land,
  • Air and watercraft impacts,
  • Flooding, hail,
  • Snow weight, neighborhood and tenant financial responsibility,
  • Debris removal, theft, loss of rent,
  • Expenses for change of residence,
  • Legal protection, housing assistance,
  • Glass breakage, electronic device insurance personal accident (death-permanent disability),
  • Jewelry and electronic device insurance.

TCIP is a required policy that provides state-guaranteed coverage up to the amount insured for material damages immediately brought on by earthquakes and earthquake-induced fires, explosions, and landslides in covered buildings. It covers only the damages to the building up to the earthquake limit determined by TCIP. Belongings cannot be covered under TCIP Insurance.
On the other hand, Housing Insurance covers buildings and furnishings against earthquake, fire, theft, flood, inundation, internal water and other risks specified in the policy. In addition, not only the owner of the title deed but also the tenant can take out Housing Insurance, as it covers their belongings as well.

When determining the cost of the building in the Housing Policy, it is determined by taking into account the reconstruction cost of the building, excluding the land value.

Policies are issued on an annual basis.

Commercial and industrial risks cannot be covered by Housing Insurance.

Commercial goods, commodities, fixtures, projects, molds, commercial books, stocks, bonds, checks, etc. are not included in the scope of items.

Buildings whose exterior and interior walls, floors and ceilings are made of non-combustible materials such as concrete, stone, brick are defined as full stone. Buildings that do not have bearing columns and whose exterior and interior walls, floors and ceilings are constructed with non-combustible materials such as concrete, stone, brick, briquette are defined as masonry buildings.

Yes, they can. If the jewelry is unlisted, it is covered up to 10% of the total value of the goods. If the jewelry is listed, coverage can be provided for the entire amount without applying a rate.

A security can be provided if the size and value of the painter and the painting are specified.

Yes, but the electronic goods that are special or more than one at home should be written in the policy (Laptop, iPad, Plasma, etc.).

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