In order to provide a better experience on our website, we use cookies in compliance with restrictions. You may review our Cookie Policy to get detailed information.
Cookie Policy
This text has been prepared by T. Vakıflar Bankası T.A.O. ('VakıfBank') in its capacity as the data controller, in accordance with Article 10 of Law No. 6698 on the Protection of Personal Data ('Law'), the Communiqué on the Procedures and Principles to be Followed in Fulfilling the Obligation to Inform ('Communiqué'), and the Guide on Cookie Practices ('Guide').
What is a Cookie?
A cookie is a type of identification file given to the visitors' computers or mobile devices by websites, in the form of small-sized data files. It enables the recognition of computers when the website is visited again. Websites, by reading these data files created by users when they first connect, gain the ability to work more efficiently, quickly recognize the users, and load user settings such as site language in a fast manner during subsequent visits. The use of these technologies is conducted in compliance with the legislation to which we are subject, primarily Law No. 6698 on the Protection of Personal Data ('PDPL').
Cookies help the website remember information about your visit (e.g., your preferred language and other settings). They can provide convenience on your next visit and make the site more practical and faster for you.
Through this Cookie Policy, we aim to provide information to members/visitors ('Data Subjects') on the purposes for which we use cookies during the administration of VakıfBank's websites and the types of cookies used, as well as how you can manage these cookies concerning the processing of personal data obtained during the use of cookies.
For detailed information on the processing of your personal data, you can read Clarification Text On The Protection And Processing Of Personal Data Of Turkiye Vakiflar Bankasi Turk Anonim Ortakligi
What Are the Types of Cookies?
Cookies are categorized into temporary and permanent cookies based on their validity periods. Temporary cookies are data files that are generated during a user's visit to a website, storing the user's preferences during that visit and automatically deleting when the visit ends and the user leaves the site. Temporary cookies are data files that are generated during a user's visit to a website, storing the user's preferences during that visit and automatically deleting when the visit ends and the user leaves the site. The user preferences stored in this data file are read from it quickly during the user's next connection and are loaded, enabling the user to have a faster and more efficient website experience.
In VakıfBank websites and mobile applications, both temporary and persistent cookies can be used for the following purposes:
Ensuring site security management; for instance, avoiding the need for logged-in users to re-enter their passwords when visiting different pages on the site during the same session.
Ensuring the functions of the site or application work as intended; for example, remembering the user's username or search queries on their next visit to the site.
Monitoring and maintaining the performance of the site or application at a high level; these are cookies that collect information about page visit intervals, potential error messages, and the total time users spend on the respective pages, in addition to user behavior on the site, to enhance the performance of the bank's website.
Saving time for users by remembering their preferences; for instance, displaying pages or icons related to visitors' areas of interest based on the pages and products they have viewed.
Are Cookies Mandatory?
Internet browsers on computers or mobile devices allow cookies by default. These cookie settings enable websites to utilize this feature to enhance the user's experience. Users can adjust their cookie settings or completely block cookie usage through methods that differ according to the type of internet browser on their devices. The method for changing the selection of cookie usage varies depending on the type of browser and can be learned from the respective service provider when requested.
Similar to cookies used on other websites, users of VakıfBank have the option to selectively or entirely block the use of cookies when they so choose. However, the majority of our cookies are designed to ensure the proper functioning of the website or application, and blocking them may lead to the disruption of certain functions. Therefore, it is not recommended.
Cookies Used on Our Website
The types of cookies used on our website are as follows. Essential Cookies
The use of a certain type of cookies is required for the proper functioning of our site. For example, the identity verification cookies that come into play when you log in to our website ensure that your session remains active as you navigate from one page to another on our site.
Other Cookies Functionality and Preference Cookies
These cookies enhance the personalization of services provided on our site for you by recalling your preferences and selections. Performance and Analysis Cookies
Through these cookies, we can analyze your use of our site and its performance, enabling us to improve the services we provide to you. Targeting or Advertising Cookies
We do not use cookies for product and service promotion or marketing activities on our website. Do VakıfBank Cookies Store My Confidential Information?
VakıfBank does not store users' confidential information through cookies. Cookies solely contain information pertaining to your browsing history and do not access files stored on your computer or mobile device. How can cookie preferences be controlled?
Cookie use is predefined in many browsers. Users can change this selection status in the browser settings. Therefore, the user can also delete existing cookies and refuse the storage of future cookie uses. So, if cookie use is canceled, it may not be possible to benefit from some features in the Bank's systems.
Changing the cookie use selection method varies depending on the browser type, and the methods for some service providers are as follows.
Google Chrome
By clicking on the "lock sign" in the address section of your browser, you can allow or block cookies from the "cookies" tab.
Internet Explorer
By clicking on the security tab in the "Tools" section at the top right of your browser, you can manage cookies as "allow" or "do not allow".
Mozilla Firefox
Click on the "open menu" tab in the upper right corner of your browser. By clicking on the "Options" image, you can manage cookies using the "Privacy and Security" button.
Opera
By selecting "Advanced" in the "Preferences" section of your browser, you can manage cookies in the "cookies" section.
Safari
Select the "Safari" tab from the "Settings" section of your mobile phone and you can manage all your cookies from the "Privacy and Security" section.
What are the Rights of the Data Subject?
Pursuant to Article 11 of PDP Law, you may make requests regarding the following issues regarding your personal data by applying to our Bank:
a. To learn whether personal data is being processed, b. If personal data has been processed, to request information about it, c. To learn the purpose of processing personal data and whether it is being used for that purpose, d. To learn the third parties to whom personal data is transferred, whether domestically or abroad, e. To request the correction of personal data if it is incomplete or incorrect and, in this context, to request the notification of this correction to the third parties to whom personal data has been transferred, f. To request the deletion, destruction, or anonymization of personal data if the reasons requiring processing have ceased and, in this context, to request the notification of this process to the third parties to whom personal data has been transferred, g. To object to an adverse result arising from the analysis of processed data exclusively through automated systems, h. To request compensation for the damages you incur as a result of the unlawful processing of your personal data.
You may convey your requests pertaining to the aforementioned rights through the 'Personal Data Subject Application Form,' accompanied by identity verification documents. These can be submitted either in person at our branches or through a notary. Alternatively, you can send them securely with an electronic signature to the address 'Finanskent Mahallesi Finans Caddesi No:40/1 Ümraniye/İstanbul' or to the email address [email protected] Our Bank will finalize your application requests free of charge within 30 (thirty) days at the latest, depending on the nature of the request, in compliance with Article 13 of the PPD Law. In case the request is rejected, the reason(s) for the rejection shall be notified to you in writing or electronically.
Application address :
Türkiye Vakıflar Bankası T.A.O.
Finanskent Mahallesi Finans Caddesi No:40/1 Ümraniye/İstanbul
Phone: +90 216 724 10 00
Fax: +90 216 724 39 09
Bank's Registered Electronic Mail (KEP) address: [email protected]
e-Term Deposit Account from VakıfBank with Advantageous Interest Rates
Time Deposit Account Exclusive To Internet Banking/VakıfBank Mobile: e-Term
You can achieve high returns with competitive interest rates by opening an e-Term Time Deposit Account for up to 750 days through VakıfBank Internet Banking/VakıfBank Mobile application, 24/7, without visiting a branch.
You can open the account from these menus:
Internet Banking,
Accounts - Time Deposit Accounts - Open Time Deposit Account
VakıfBank Mobile,
Accounts - Time Deposit - Open Account - Time Deposit Account
Applications - Open Account - Time Deposit - Time Deposit Account
Advantages
You can open an e-Term account with advantageous deposit interest rates, 24/7, without visiting a branch.
Upon renewal at maturity, your e-Term account will be linked with the current advantageous e-Term interest rates at that moment, not the current market interest rates.
In case you have at least one automatic payment order (regular payment order) linked to your account, your e-Term deposit with a maturity between 30-750 days will be renewed with additional interest rates special to our internet branch.
You can withdraw** or close your account before the maturity/term date. Your outstanding funds will remain on maturity and you will continue to receive interest on the remaining amount.
At maturity date (maturity day), you can deposit money into your e-Term accounts without going to the branch. For deposits made until 14 p.m. on business days, your account will mature on the same day, and for deposits made after 14 p.m. or on holidays, your account will mature on the next business day.
Whichever maturity your e-Term account was opened with, it will be automatically rolled over with the same maturity.
You can choose the branch to which your e-term account will be linked.
For amounts of TRY 50,000, USD 10,000 AND EURO 10,000 and above, you can open an e-Term account with VakıfBank's current e-Term interest rates.
You can set the maturity of your e-Term account from 1 day to 750 days and benefit from flexible maturity options.
Your account opened until 14 p.m. on business days will mature on the same day. The maturity date for the accounts opened on weekends or public holidays without a time limit will begin on the next business day.
If your account is opened until 14 p.m., interest will be charged on the same day, i.e. your account will be opened without a value date (except on holidays).
Based on the choice you make when opening an account, the interest you will earn from your e-Term account can be transferred to your demand deposit account at the end of the period or your account can be rolled over with the interest you will earn at the end of the period.
During the term of your first e-Term account of TRY 50,000 and above with a maturity of 365 days, you can participate in Treasury auctions up to 3 times your account without paying any commission.
The announced interest rates are gross interest rates.
* This advantage is not valid for SME customers.
** Interest rates applied to demand deposit accounts are applied to the amount withdrawn from time deposit accounts before maturity.